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Rates charges a fee ranging from $22.98 to $27.98 for each $100 you borrow.

As long as you repay your loan on time, you will never pay more than the loan amount and the flat fee.

Please take a moment to review the table below to see an example of what you will repay based on the amount you wish to borrow:

APR (Annual Percentage Rate) is a measure of the cost of credit which allows consumers to compare different types of loans. This assumes that all loans are taken and repaid over the course of a 365 day (1 year) period.

A typical loan term made by us is 14 days and a flat rate applies rather than accumulating interest. However, we will disclose this amount calculated as an APR for the purpose of making it easier for you to compare the cost of credit.

The APR is not always an accurate indicator when comparing the true cost of different types of loans. This is particularly the case for short term loans where the APR gets higher the shorter the period is to the repayment date. What is most important is for you to be aware of how much you will need to repay and that you can comfortably afford it.